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Selective 401(k) Analysis

Selective 401(k) Analysis Discovery

  • Each person in your company is heading through life on their own personal financial trajectory.  Since their future will be the sum total of the financial decisions made along the way, it is critically important to analyze, consider, and if appropriate, make course corrections to their financial trajectory.
  • Perhaps one of the most important, easiest, and tax-efficient ways to create a financial future is participation in your company’s 401(k) plan.
  • Jim and Jonathan will meet with you to discuss your 401(k) plan – specifically, how it can be effective in helping people prepare for the future.

The Strategic Design

  • Our team will create a customized Selective 401(k) Analysis.  This analysis will demonstrate the status of your current 401(k) plan, reviewing plan fees, weighted average costs, asset class diversification, employee education, fiduciary responsibility, plan service warrantees, and employee participation.
  • We will share our observations and suggestions to you about your company’s 401(k) plan.

The Action Blueprint

  • Jim and Jonathan will review with you the various alternatives with recommendations on the financial options available to you.  This could include a bundled 401(k) plan, unbundled 401(k) plan, a profit sharing component, etc.  The uniqueness of your company’s situation will point us in the proper direction to accomplish your objectives.
  • Once you decide upon the appropriate retirement plan action – which may include no changes at all to your 401(k) plan - our team will work with you to implement in a timely, professional, and hassle-free manner.

 Additional Unique Support Services

  • We will prepare an employer annual review of your plan detailing investment results, employee web usage, savings rates, etc.
  • Jim and Jonathan will meet with your employees on an agreed upon schedule to review the plan, assist with enrollment, review investment results, discuss beneficiary designations, etc.
  • We will provide monthly e-information on the world of insurance and finance to you and your employees.

Choices for your 401(k) at a former employer

One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account.

Learn more