Services Provided


Personalized Individual Services


 Life Insurance Policy Stress Test

Value Based Estate Planning

Asset Management Strategies*

Retirement Income Planning

Tax Planning Strategies**

Insurance Planning & Risk Management

**HTK does not offer tax or legal advice.  Always consult with a qualified advisor regarding your individual circumstances





Customized Business Services


Succession Planning

Retirement Planning

Key Executive Retention & Reward Plans

Deferred Compensation Plans

Qualified Retirement Plans

Employee Benefit Plans

COLI, BOLI & ESOP Planning

Group Health Insurance Plans

Voluntary Employee Deduction Plans